Healthcare Underwriters Group, Inc

A medical professional liability insurer and a leader in helping the medical community address the challenges of healthcare delivery in today’s rapidly changing landscape.

Founded in the midst of the last Medical Malpractice crisis, Healthcare Underwriters Group, Inc. has weathered the ever-changing and complex Healthcare delivery system. This was accomplished by the conservative management of a highly experienced team of insurance professionals combined with the oversight of a physician-based board of directors.

HU was acquired by Coverys, the 5th largest professional liability insurance carrier in the United States, in late 2017. The acquisition provided HU access to offices in 10 states and the ability to write medical professional liability insurance in all 50 states with the backing of an ‘A’ (Excellent) rating by A.M. Best. The synergy between Healthcare Underwriters Group, Inc and Coverys is undeniable and has already shown signs of tremendous success and growth.

Insurance and Services:
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Physicians & Surgeons



Healthcare Facilities

Hospitals & Systems

Long-Term Care Facilities


Advanced Practice Providers

Nurse Practitioners

Physician Assistants

Certified Nurse Midwives

Cyber Liability

Information Security

Privacy Breach Response Services

Crisis Management


Meet our Team

Joshua Salman

Joshua M. Salman

President & Chief Executive Officer
David Lester

David Lester, CPA, CGMA

VP & Chief Financial Officer
William Ludwig

William Ludwig, JD

VP & Chief Claims Officer
Thomas Mueller

Thomas Mueller, CPA, CGMA

VP of Finance - Controller
Ann Burke

Ann Burke, RN, CPHRM, CPPS

Director, Risk Management
Jack Frye

Paul Fischerkeller

Director of Business Development
Maxine Gutman

Maxine Gutman

Director of Claims
Jack Frye

Jack Frye

Director of Underwriting
Charles Gagliano

Charles Gagliano

Senior Director of Technology


Don't take our word for it. Read what some of our policyholders think about HU.

I truly value HU's customer service. They are an amazing group of people. I can call any officer directly with questions I may have. HU's officers each have twenty-five years or more of experience. Even the CEO takes calls directly from members. No other Malpractice Insurance Company did that for me ever!!!
Dr. Alicia Rodriguez-Jorge
Internal Medicine
Healthcare Underwriters Group knew I did the right thing and stuck by me during litigation and went the full distance, refusing to settle, even though it was going to cost them more money to defend. In the end, we prevailed.
Dr. Stanley Braverman
Founder Braverman Eye Institute
Many of HU's competitors made big bets with their investments, placing their doctors' money at considerable risk. Our company invested its doctors' hard earned dollars conservatively so that those dollars will be there for the purpose intended – to protect our physician insureds. In fact, amidst this financial tsunami HU was the only company that we are aware of who was able to actually grow its investment portfolio.
Dr. Siva Bellam
Medical Oncology and Hematology
When I researched carriers, I wanted a partner that provided us the comfort of a solid defense philosophy, strong risk management programs and was physician governed/owned. I joined HU because I saw it as a long term opportunity with all of the craziness going on lately with insurance companies, it feels good to know I have a voice. HU continues to exceed our expectations.
Dr. James Talano
I felt like I was in very good hands. The communication was open from the beginning, HU always kept me in the loop and took all of the necessary steps to make me feel comfortable and confident that things would go well…and they did!
Dr. J. Frank Avery
Family Practice